In First Year, Pennsylvanians Reclaim $2.6 Million from Missing Life Insurance Policies Using Online Locator Tool

December 08, 2017

Harrisburg, PA – Governor Tom Wolf announced today that more than 500 life insurance policies paying more than $2.6 million in benefits and annuities to Pennsylvanians have been found in the year since the Insurance Department implemented the National Association of Insurance Commissioners’ (NAIC) Life Insurance Policy Locator.

“The policy locator makes it considerably easier to determine whether a loved one had a life insurance policy or annuity,” Governor Wolf said. “It provides peace of mind and, in these instances, some financial security in the form of benefits or annuities that can go a long way in helping a family during a difficult time.”

Previously, the Insurance Department’s Consumer Services Bureau could provide only limited assistance to those searching for a policy because consumers had to know the insurance company name to conduct a search.

“In just one year, hundreds of Pennsylvanians have benefitted from this comprehensive tool, which alleviates the sometimes-difficult task of searching for potential life insurance policies of deceased individuals,” said Acting Insurance Commissioner Jessica Altman. “This is a valuable resource to help beneficiaries find money that is owed to them. I encourage individuals to access the Life Insurance Policy Locator to see if their loved ones had a policy.”

Information on filing a life policy finder request and the forms needed to do so are on the Insurance Department’s website,, by clicking on “Life” under Insurance Coverage Resources.  Individuals are notified when a policy is found if they are listed as a beneficiary on that policy or otherwise entitled to that information. Individuals may also contact the Department’s Bureau of Consumer Services at 1-877-881-6388.

Nationwide, the policy locator has matched 8,210 beneficiaries with lost or misplaced life insurance policies or annuities, totaling $92.5 million returned to consumers.

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